Property Management12 min read
The Five Risks That Keep Short-Term Rental Property Managers Up at Night
Property management is a business built on other people's decisions. You manage the operations. You field the guest calls. You coordinate th
Read article →Liability11 min read
Five Things That Happen When Your Airbnb Becomes a Party House
Every host has a version of the same story. The booking looked fine. The guest profile looked fine. The message said it was a small group ce
Read article →Operational Risk10 min read
When a Platform Error Becomes a $600,000 Problem
An 83-year-old Honolulu homeowner is fighting $600,000 in fines for a listing error her platform later admitted was their mistake. The case
Read article →Liability10 min read
The Liability Shift Happening Inside Short-Term Rentals
A Florida law firm handling negligent security cases told Law.com they're getting calls every single day about short-term rental incidents.
Read article →Operational Risk8 min read
The Maintenance Log an Adjuster Actually Asks For
After a serious loss, the first question is rarely whether you cared about the property. It is whether you can prove what you did. Here is t
Read article →Industry5 min read
Why The STR Industry Needs Better Risk Conversations
Short-term rentals have grown into a sophisticated asset class. The conversations around STR risk haven't kept up. This is why we built The
Read article →Coverage Gaps8 min read
Does Your Homeowner's Policy Cover Airbnb?
Picture this. A guest books your property for a long weekend. Everything goes smoothly. Three weeks later you get a letter from an attorney
Read article →Audit Guide10 min read
The 7 Coverage Gaps We Find in Almost Every STR Audit
Most hosts aren't dramatically underinsured in one obvious way. They're moderately underinsured in several specific ways — and the combinati
Read article →Coverage Gaps11 min read
AirCover vs. Real Insurance
Airbnb's marketing around AirCover is impressive. Three million dollars in damage protection. One million in liability. Available at no cost
Read article →Liability10 min read
What Happens When a Guest Gets Injured at Your Property
Most STR hosts have thought about this scenario. A guest gets hurt. This post walks through the exact sequence of events — the timeline, the
Read article →Coverage Gaps9 min read
Why Standard Landlord Insurance Often Fails Airbnb Hosts
You already know your homeowner's policy doesn't cover your Airbnb. So you switched to a landlord policy. Here's why that upgrade is often i
Read article →Underwriting & Risk9 min read
Why Short-Term Rentals Are Underwritten Differently Than Traditional Rentals
When an insurance underwriter evaluates a property, they're answering one core question: What is the actual use of this property, and what r
Read article →Coverage Gaps8 min read
Before You Airbnb Your Home for the World Cup, Read Your Insurance Policy
Homeowners excited about World Cup rental income often skip one critical question: Will your insurance actually cover what happens when a pa
Read article →New Host Guide7 min read
I Just Bought an Airbnb. What Do I Do About Insurance?
You've bought the property and listings are live. Now comes the insurance question. Here's exactly what you need to know and do before your
Read article →Coverage Gaps8 min read
Pool Season Is Here. Is Your STR Coverage Ready?
Your pool is open. The chemistry is balanced, the furniture is out, the bookings are accelerating. One question worth asking before the firs
Read article →Claims & Coverage11 min read
Why More Property Insurance Claims Are Being Denied, and What STR Hosts Can Do About It
The Wall Street Journal recently reported that the five largest home insurers closed more than 44% of claims without payment — up from 36% a
Read article →Coverage Gaps10 min read
Hurricane Season Starts June 1. Here Is What Your STR Coverage Actually Says.
NOAA is forecasting a below-average 2026 hurricane season. That is genuinely good news. It is also completely irrelevant to whether your cov
Read article →For Property Managers11 min read
The Owner's Insurance Mistake That Becomes the Property Manager's Problem
Most property managers have a version of this conversation: the owner says they're insured, the manager takes it at face value, and months l
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